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Wednesday, January 12, 2011

Money Management- Is it all really worth it?

I like to think that I am pretty savvy when it comes to saving money.  I have to say that I do not do without by any means, but I am  definitely  disciplined when it comes to saving money.  I was not taught by my parents or really anyone in particular, but I set goals early on in life and realized that if  I wanted to attain any of these goals, I would need to learn how to save money. 
Not to get off track, but I would like to attempt to go back in time and see where my money management skills were instilled in me and where many parents can use this with their children.  If I could pin-point one time in my life that had more of an impact on me than any other, it would have to be my sport playing years.  Sports you ask?  Yes.  Sports have had more of an impact on my life and the lives of others than most people realize.  I know its cliche', but winning really isn't everything.   The winning is just the icing on the cake, but the lessons taught in sports all roll over into real life.  Sports teach discipline.  Sports teach that the only way to achieve your goals is through hard work.  Do you want to stand out from all the other athletes, all the other teams, then you are going to have to work longer and harder than everyone else.  You are not going to excel if you continue doing the same things everyone else is doing.  It's as simple as thatI know that makes it sound so simple, but that really is all there is to it.
Most people eat out for lunch everyday and spend on average, $7.00 a day for lunch.  That adds up to $35.00 a week or around $1800.00 a year.  If you bring your lunch and spend on average, $2.00 a day or $400.00 a year, you just increased your yearly salary by $1400.00.  That is just one example, but there are many more out there.  They have some pretty good articles on the web that can really give you some great ideas on how to save money; techniques that really add up.  I will list a few of them here:
How to Get the Best Deal on a Vehicle-
How to Pick Stocks and Make Money from Home
How to Water Your Garden for Free
How to Make Money Online with Ehow
How to Solve Your Debt Problems by Eliminating Bad Money Habits
Best of Lazy Man and Money

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